Job Description

Credit Analyst

Unknown

Unknown

Unknown

Job Detail

overview

Our client in the SME digital financing sector is seeking to recruit a Credit Analyst.

Responsibilities:

Reading, assessing, analysing, and interpreting client's credit data, financial statements, and other financial reports of companies.
Preparing, evaluating, and completing credit proposals with thorough analysis of Applicant’s strength and weaknesses, repayment capacity and associated risk profile prior to submitting/recommending applications for decisioning.
Ensure credit review on all applications are following the company’s credit strategy and policies.
Performing the borrower’s credit assessment within the set SLA timeframe.
Outline to the client the reasons for refusal, where appropriate.
Engage with the borrowers and accountants to gather information where appropriate.
Engage with other members of the team on each credit proposition.
Ensure that specific conditions, if any, stipulated by Credit Committee when approving a borrowing request are reflected in the loan documentation.
Support and participate in credit related projects, system enhancement and process improvement.
Developing and utilizing credit scoring systems and statistical models to assist in credit decision.
Establish and maintain effective professional relationships with team members, including both internal and external stakeholders such as sales personnel, legal officers, and investors.
Ad-hoc assignments and other responsibilities delegated by the supervisor from time to time.

what you need to know

Profile:

Bachelor’s degree in accounting, Finance, Economics or any other equivalent.
Preferably 1 – 3 years of experience in credit processing and analyst position.
Experience in handling SME portfolio would be added advantage.
Good interpersonal skills and able to work independently as well as in a team to achieve collective goals.
Familiar with Excel and accounting analysis.
Good communications and written skills in English, French and Kreol.
ACA/ACCA qualification would be added advantage.

CV Form

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Job information

Job Reference:

2505-CA-ARL

Published Date:

4 February